Hi! I'm a full-time worker-bee and full-time wife + mom to one adorable munchkin. I've always been a relatively frugal person and therefore avoided debt through college, marriage and baby #1. I used to think that was pretty darn fantastic until I realized that while I managed to save something here and there, something always ate at those savings. The 20% deposit for my dream home was like chasing a mirage in a desert and things that I really enjoyed doing like traveling caused a lot of financial stress. That's when I decided to buckle down and do something about my personal finances. If prosperity was eluding me, boy, was I gonna have to chase it down!
